How does a YouGrow Secured Credit Card work?
Establish Your Credit Limit
A YouGrow Secured Credit Card requires a refundable security deposit, which becomes your credit limit. This deposit ensures that your spending is manageable while allowing you to enjoy the convenience of a credit card.
Build Credit Responsibly
Use your YouGrow card wisely by making purchases within your limit and paying off your balance on time and in full each month. This responsible behavior will help you establish a positive credit history, improving your credit score over time.
Unlock Your Potential
With a strong credit score, you'll have access to more financial opportunities in the future, like qualifying for an unsecured credit card or financing major purchases such as a car or home.
Exclusive Benefits
$100 Bonus Credit
As a new cardholder, you'll receive a $100 bonus credit added to your credit limit, giving you extra purchasing power right from the start.
$50 Gift Card Reward
After one year of consistent, on-time payments, you'll be eligible for a $50 gift card. This reward is our way of recognizing your commitment to building a solid financial foundation.
"Helping my daughter navigate her first credit card was a big milestone for both of us. The YouGrow Secured Credit Card from The District Credit Union made it so easy for her to learn about responsible spending and credit management. Plus, she’s on her way to a great credit score, with a $50 gift card reward as a bonus for her first year!"
- Linda M (Parent and Member)
Why Become a Member of The District?
The District Credit Union is a community-focused financial institution dedicated to serving school district employees, students, and the Aurora, CO community. We prioritize education and financial literacy, ensuring our members not only enjoy exclusive benefits but also join a credit union that genuinely cares about their growth and success. Our mission is to foster a thriving community by supporting our members' financial journeys, one membership at a time.
We're excited to introduce the new YouGrow Secured Credit Card, designed specifically for teens and young adults. Building good credit is a cornerstone of financial success, and we understand the importance of starting early. With YouGrow, we aim to help you or your young ones establish a strong credit foundation and grow financially.
